Security - JAYAPAY

PCI DSS Compliance

We are PCI DSS Level 1 certified, the highest level of certification available in the payments industry. This means we meet the most stringent security requirements for handling credit card data.

Secure card data storage with tokenization
Regular security audits and penetration testing
Network segmentation and firewall protection
Access control and monitoring systems

Data Encryption

All data transmitted through our platform is encrypted using industry-standard protocols to ensure your information remains confidential and secure.

TLS 1.3 encryption for data in transit
AES-256 encryption for data at rest
End-to-end encryption for sensitive data
Secure key management infrastructure

Fraud Prevention

Our advanced fraud detection system uses machine learning and AI to identify and prevent fraudulent transactions in real-time.

Real-time transaction monitoring
AI-powered fraud detection algorithms
Multi-factor authentication (MFA)
Behavioral analysis and risk scoring
3D Secure 2.0 authentication

Regulatory Compliance

We comply with all major international regulations and maintain licenses in multiple jurisdictions to ensure legal operation worldwide.

GDPR compliant for European operations
KYC & AML procedures implemented
MSB license in Canada
Regular compliance audits
Transaction monitoring and reporting

Infrastructure Security

Our infrastructure is built on enterprise-grade cloud platforms with redundancy and disaster recovery mechanisms in place.

99.9% uptime SLA
Distributed servers across multiple regions
Automated backup and disaster recovery
DDoS protection and mitigation
24/7 security monitoring

Certifications

Industry-Recognized Standards

PCI DSS Level 1

Payment Card Industry Data Security Standard

ISO 27001

Information Security Management

GDPR Compliant

General Data Protection Regulation

MSB Licensed

Money Services Business License

Security & Compliance